Personal Mortgages
When it comes to getting a mortgage, homebuyers have several options. We understand that buying or refinancing can be overwhelming. Our team will help you decide which products work best for your situation, to make your experience as hassle-free and enjoyable as possible. Find the smartest mortgage plan for your family at SmartBank and feel right at home.
Mortgage Loan Services
- Complete lineup of traditional mortgage products: Fixed, Adjustable, Jumbo, FHA, VA, RD
- Innovative customized loan offerings : First-Time Home Buyer, Renovation, Vacant Residential Lot, Construction to Permanent
- Creative In-House mortgage programs
- Pricing Flexibility
- Local lending professionals in your market with extensive mortgage experience
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Why SmartBank Mortgage?
SmartBank Mortgage Team
Cindy Beeman
SVP, Director of Mortgage Banking
NMLS# 728311
Jason Carter
Mortgage Loan Officer
NMLS# 2615343
Serving East Ridge, TN & Ringgold, GA
Marsha Cobb
VP, Mortgage Loan Officer
NMLS# 359819
Serving Dothan & Eufaula, AL + Abbeville, TN
Andrea Davis
FVP, Mortgage Loan Officer
NMLS# 458381
Serving Cleveland, Ooltewah, & Athens, TN
Meredith Gardino
VP, Mortgage Loan Officer
NMLS# 807603
Serving Tuscaloosa & Birmingham, AL
Matt Hawkins
AVP, Mortgage Loan Officer
NMLS# 179933
Serving Franklin, Brentwood, & Nolensville, TN
Amanda Horn
VP, Mortgage Loan Officer
NMLS# 431278
Serving Maryville, Knoxville, & Wartburg, TN
Traci Parker
VP, Mortgage Loan Officer
NMLS# 512520
Serving Fairhope & Mobile, AL
Dylan Pritchett
AVP, Mortgage Loan Officer
NMLS# 1709882
Serving Chattanooga, TN
Joanna Reynolds
AVP, Mortgage Loan Officer
NMLS# 930764
Serving Tullahoma, Crossville, & Manchester, TN
Marc Robertson
SVP, Relationship Manager
NMLS# 728321
Serving Sevierville, Pigeon Forge, & Gatlinburg, TN
Jonathan Smith
AVP, Mortgage Loan Officer
NMLS# 192657
Serving Huntsville, AL
Kent Stone
VP, Mortgage Production Manager
NMLS# 665508
Serving Murfreesboro & Franklin, TN
Brigette Yeager
VP, Mortgage Production Manager
NMLS# 486754
Serving Panama City & Destin, FL