Business Checking Solutions
SmartBusiness Checking
Designed for sole proprietorships, start-ups, and secondary accounts with limited monthly check transactions and/or cash deposits.
$100 minimum opening deposit
SmartBusiness Plus Checking
Designed for businesses with moderate checking activity and/or cash deposits.
$100 minimum opening deposit
SmartImpact
Designed for churches, small civic, and community organizations with low to moderate monthly checking activity.
$100 minimum opening deposit
✓ $0 Monthly Service Fee
✓ No Transaction Fees for the first 250 transactions per month1; $0.50 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $2.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
✓ $20 Monthly Service Fee
Waived with a $10,000 minimum daily balance
✓ No Transaction Fees for the first 500 transactions per month1; $0.50 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $2.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
✓ $10 Monthly service fee
Waived with a $500 minimum daily balance
✓ Interest bearing account
✓ No Transaction Fees for the first 500 transactions per month1; $0.25 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $1.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
SmartBusiness Checking
Designed for sole proprietorships, start-ups, and secondary accounts with limited monthly check transactions and/or cash deposits.
$100 minimum opening deposit
✓ $0 Monthly Service Fee
✓ No Transaction Fees for the first 250 transactions per month1; $0.50 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $2.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
SmartBusiness Plus Checking
Designed for businesses with moderate checking activity and/or cash deposits.
$100 minimum opening deposit
✓ $20 Monthly Service Fee
Waived with a $10,000 minimum daily balance
✓ No Transaction Fees for the first 500 transactions per month1; $0.50 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $2.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
SmartImpact
Designed for churches, small civic, and community organizations with low to moderate monthly checking activity.
$100 minimum opening deposit
✓ $10 Monthly service fee
Waived with a $500 minimum daily balance
✓ Interest bearing account
✓ No Transaction Fees for the first 500 transactions per month1; $0.25 per transaction thereafter
✓ No Coin and Currency Deposited Fees for the first $10,000 in coin and currency deposits per month; $1.00 per $1,000 thereafter
✓ Mastercard debit card
✓ Free e-Statements with online check images2
Discover smart solutions for your business with our SmartCommercial Checking accounts. Tailored to meet your unique needs, they help streamline operations, reduce costs, and boost financial efficiency.
Commercial Checking Solutions
SmartCommercial
Ideal for businesses with larger checking balances, high transaction volumes, and treasury management needs who want an earnings credit on balances to reduce or eliminate service charges.
$100 minimum opening deposit
SmartCommercial Interest
Perfect for businesses with higher checking balances, high transaction volumes, and treasury management needs, this account earns interest and provides an earnings credit on balances to help reduce or eliminate service charges.
$100 minimum opening deposit
✓ $20 Monthly maintenance fee
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
✓ $40 Monthly maintenance fee
✓ Interest bearing account
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartCommercial
Ideal for businesses with larger checking balances, high transaction volumes, and treasury management needs who want an earnings credit on balances to reduce or eliminate service charges.
$100 minimum opening deposit
✓ $20 Monthly maintenance fee
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartCommercial Interest
Perfect for businesses with higher checking balances, high transaction volumes, and treasury management needs, this account earns interest and provides an earnings credit on balances to help reduce or eliminate service charges.
$100 minimum opening deposit
✓ $40 Monthly maintenance fee
✓ Interest bearing account
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
Looking for Tailored Treasury Management?
Consult with a business banking specialist from our Treasury Management Team to streamline operations, optimize cash flow, and enhance fraud protection with our comprehensive account management services.
2. Monthly e-Statements are available through Online Banking and requires consent for electronic delivery. Access to Online Banking is free. A $5.00 per month Paper Statement Fee may apply for paper statements received by mail.
3. The Earnings Credit Rate (ECR) may vary, and is set at the Bank’s discretion.