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Business Loans

Our wide variety of competitive business loan services include:

Term Loans
Land Development Loans
Lines of Credit
Small Business Administration Loans

SmartBank recognizes the critical role that the small business community provides to our economy and we are committed to helping small business owners succeed.

Business Credit Cards

There are many benefits to having a SmartBank Business Credit Card, and we have several options to meet your needs!

For existing customers, log into your credit card account here:

Dealer Floor Plan Program

Customized Floor Plan Line of Credit specialized to meet your unique needs. We are equipped to design a floor plan that aligns with your business needs and includes automobiles, farm equipment, heavy-duty trucks, boats, recreational and commercial vehicles.

Helping your business grow is important to us, and at SmartBank we offer a variety of loan options to fit your business needs. With the help of our experienced Lending Team, we will work to see that your business finds the right solution.

SMALL BUSINESS ADMINISTRATION (SBA) LOANS

Calculate Your Loan Payment

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SmartBank Offers A Variety Of SBA Options:

  • SBA 7(a) Term Loans
  • 504 Term Loans
  • Express Lines of Credit
  • USDA loans
  • Flexible Repayment Options
  • Lower Down Payments
  • Extended Terms

SmartBank Offers A Variety Of SBA Options:

  • SBA 7(a) Term Loans
  • 504 Term Loans
  • Express Lines of Credit
  • USDA loans
  • Flexible Repayment Options
  • Lower Down Payments
  • Extended Terms

Secure Customer Portal for Commercial Lending

Click here to access our Secure Customer Portal for Commercial Lending.

For questions regarding your current loan with us, or if you need to know your loan payoff information, please reach us via email at loanpayoffs@smartbank.com. Our Team is ready to help!

Many companies are required to report Beneficial Ownership Information to FinCEN about the individuals who ultimately own or control them. FinCEN began accepting reports on January 1, 2024. For more information go to https://www.fincen.gov/boi