Any good financial plan has to adapt to a lifetime of curveballs and unexpected life events. We want to be the advisor you trust to walk with you through this ever changing process.
Meet the Team
Investments, Annuities and Insurance products are not insured by the FDIC, are not Bank guaranteed, are not deposits and may lose value.
Retirement Income Planning
Whether you are accumulating wealth to provide future income or living currently on income from your savings, we can help you make sure that you are maximizing income and minimizing potential risks.
Investment Planning and Strategy
With Raymond James’s award winning research and industry leading market strategists, we will help you choose the right mix of investments for your specific situation.
Insurance Planning
Every solid financial plan involves a discussion about insurance and the individual risks that matter to you. You can expect a thorough review of your insurance needs and existing policies to make sure all pieces of your financial plan are working together as efficiently as possible.
Legacy Planning
A solid estate plan can help you minimize estate taxes and preserve your assets for your heirs or your charitable desires. If you haven’t already developed an estate plan, consider using us as a resource to begin that process. If you don’t already have one, we will refer you to one of the most reputable estate planning attorneys available, and will work together with your estate attorney to ensure that your financial plan complements your estate plan.
Education Planning
Higher education costs are skyrocketing! With access to College Savings Plans, we can help you plan ahead with the worthy goal of avoiding dependence on student loans.
Trust and Estate Services
Trust and estate services are designed to manage and administer your assets for future generations. We can help you create the legacy you want to leave, whether it’s for your heirs, business or charities.
Not sure which investment option is right for you?
Our Investment Services Team is here to help!
To learn more about the professional history of our financial advisor(s), please visit FINRA’s BrokerCheck.
Wealth Team
Monty Hatcher, CFP®, AAMS®
EVP, SmartBank Investment Services
RJFS Branch Manager
1400 N. Jackson Street
Tullahoma, TN 37388
Johanne Carroll
RJFS Senior Registered Client Associate
Mobile, AL 36608
Alabama
Mobile
Chris Closson
VP, SmartBank Investment Services
RJFS Registered Principal
Dothan, AL 36303
Dothan, Auburn, Montgomery
Florida
Panama City, Tallahassee
David Cobb
RJFS Senior Client Associate
Dothan, Auburn, Montgomery
Florida
Panama City, Tallahassee
Jennifer Garcia
RJFS Client Associate
Dothan, Auburn, Montgomery
Florida
Panama City, Tallahassee
Matthew Gathagan, ChFC®
VP, SmartBank Investment Services
RJFS Financial Advisor
Tennessee
Blount County, Sevier County, Knox County, Wartburg
April Hansert
SVP, SmartBank Investment Services
RJFS Operations Manager
John Klosky, CFP®
SVP, SmartBank Investment Services
RJFS Registered Principal
Dothan, Auburn, Montgomery
Florida
Panama City, Tallahassee
Greg McGuire,
AIF®
VP, SmartBank Investment Services
RJFS Financial Advisor
Tennessee
Chattanooga/Cleveland
Amanda Montz,
CRC®, CWS®
SVP, SmartBank Investment Services
RJFS Financial Advisor
Fairhope, AL 36532
Alabama
Fairhope
Tom Montz,
CRC®, CWS®
SVP, SmartBank Investments Services
RJFS Investment Representative
Mobile, AL 36608
Alabama
Mobile
Tina Moody
RJFS Senior Registered Client Associate
Mobile, AL 36608
Alabama
Mobile
Cathy Ray
RJFS Senior Client Associate
Dothan, AL 36303
Alabama
Dothan, Auburn, Montgomery
Florida
Panama City, Tallahassee
Matthew Schmidt,
CPFA®
SVP, SmartBank Investment Services
RJFS Financial Advisor
Florida
Panama City, Destin, Pensacola
Alabama
Jackson, Chatom, McIntosh, Thomasville
(Lower AL Branches)
Missha Waldrip
RJFS Senior Registered Client Associate
Fairhope, AL 36532
Alabama
Fairhope
Anthony Watts,
MBA, ChFC®, CFP®
RJFS Financial Advisor
1400 N. Jackson Street
Tullahoma, TN 37388
Tennessee
Tullahoma, Crossville, Jamestown, Cookeville, Murfreesboro
Alabama
Huntsville
Read the Raymond James Policy
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as SmartBank Investment Services and are not insured by any bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. SmartBank and the SmartBank Investment Services are separately owned and operated and not independently registered as broker-dealers or investment advisers. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites of their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s uses and/or members. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Read the Raymond James Privacy Policy
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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