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FAIRHOPE, Ala. – SmartBank Investment Services, a division of SmartBank, is pleased to announce that Amanda Montz, Senior Vice President and Raymond James Financial Services (RJFS) Financial Advisor, has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification.

The CFP® certification is a nationally recognized credential that reflects advanced education, professional experience, and a strong commitment to ethical standards. Earning the certification requires extensive preparation and adherence to strict professional requirements, making it one of the most respected credentials in the profession.

In her role at SmartBank Investment Services, Amanda works closely with clients to help guide important financial decisions and develop strategies that support their longterm goals. The CFP® certification further reinforces her commitment to providing personalized, clientfocused financial guidance.

“We congratulate Amanda on earning the CFP® designation and appreciate the hard work and dedication this achievement represents,” said Monty Hatcher, Branch Manager, RJFS, and Director of SmartBank Investment Services.

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About SmartBank 

Founded in 2007, SmartBank is a fullservice commercial bank providing banking, investment, and mortgage financial services, with 42 financial centers spanning Alabama, Tennessee, and Florida, as well as loan production offices in Columbus, Georgia, and Brentwood, Tennessee. Recruiting the best people, delivering exceptional client service, strategic expansion, and a disciplined approach to lending have contributed to SmartBank’s success. For more information on SmartBank, visit www.smartbank.com.

About Raymond James Financial

Raymond James Financial, Inc. (NYSE: RJF) is a leading diversified financial services company providing private client group, capital markets, asset management, banking and other services to individuals, corporations and municipalities. The company has approximately 8,900 financial advisors. Total client assets are $1.77 trillion. Public since 1983, the firm is listed on the New York Stock Exchange under the symbol RJF. Additional information is available at www.raymondjames.com as of 12/31/2025.

Securities offered through Raymond James Financial Services, Inc., member FINRA SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. SmartBank Investment Services and SmartBank are not registered broker/dealers, and are independent of Raymond James Financial Services. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc.

The information provided is for informational purposes only and is not a solicitation to buy or sell Raymond James Financial stock.