Bill Carroll began his banking career in 1963 at Hamilton National Bank in Knoxville where he was an Assistant Vice-President and Loan Officer. He joined Citizens National Bank in 1973 and later served as Chairman and Chief Executive Officer. Active in his community, Bill Carroll has served in a number of organizations including past President and Board member of the Tennessee Bankers Association; past Chairman of the Board of the Fort Sanders Sevier Medical Center; and a past Board member of Fort Sanders Alliance as well as several other reputable organizations. Mr. Carroll is also a past member of the Board of Trustees for Walter’s State Community College Foundation and the Board of Trustees for the University of Tennessee. He currently serves as the Bank’s Vice-Chairman of the Board and Director of Business Development.