Personal Savings

SmartSaver Savings

Perfect to help you save for a rainy day.

• Minimum opening deposit of $50
• $3 quarterly service fee waived with minimum balance of $50
• Interest earned on funds

SmartCDs

Flexible and interest-driven.

• Minimum Investment of $1000
• Flexibility in terms of deposit with competitive interest rate
• Interest can be paid by check, added back to the CD, or deposited into any SmartBank checking or savings account

SmartHSA

A Health Savings Account to help save for medical expenses.

• Minimum opening deposit $50
• No monthly service fee
• Interest earned on funds
• Free SmartBank Checks

SmartSaver Christmas Fund

The best way to plan for the holidays.

• Minimum opening deposit $25
• Interest earned on funds
• Annual lump sum distribution in November each year
• Early withdrawal automatically closes account

SmartMoneyMarket Account

Allows you to save and easily access your funds.

• Minimum opening deposit $2,500
• $10 monthly service fee waived with minimum balance of $2,500
• Tiered interest rates

SmartIRAs

• An individual retirement account to help you plan for a secure future.
• Minimum opening balance $100
• Variety of accounts available