ATTENTION CLIENTS: New Branch Hours beginning September 1st!
Due to SmartBank's tremendous growth and geographic expansion into three states, we feel it's important to standardize our branch hours of operation across all markets. Our new hours of operation will begin on September 1st and are as follows: Monday-Thursday 8:30am-5:00pm; Friday 8:30am-6:00pm; Saturday 8:30am-12:00pm (drive-thru only and applicable to branches currently open on Saturdays.) For a list of branches open on Saturdays, click here.
Here at SmartBank we promise that when you choose to bank with us, you are choosing to manage and protect your assets in the smartest way possible. We understand you depend on your personal checking account for everyday life, making it our goal to keep you prepared for life’s little surprises. Make the switch today >>
Buy Back of your old checks and debit card from another financial institution**
FREE eStatements with online check images
FREE thank you gift*
Up to 10 SURCHARGE-FREE ATM transactions per month
*Transaction items include all debits and credits. If a SmartFree Business Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
^Includes coin and currency. If a SmartFree Business Checking account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
†Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the
checks/debit cards are presented.
Minimum opening deposit is only $50.
SmartPrivilege Overdraft Protection Service
Fees for use of overdraft protection are $30.00 per item charged up to the approved overdraft protection limit. Fees may be imposed for covering overdrafts resulting from checks, in-person withdrawals, or electronic means such as debit card transactions. We reserve the right to require repayment of an overdraft balance on demand. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have incurred too many overdrafts. Once the approved overdraft protection limit is met, the standard NSF fees of $30.00 per item will apply. In order to receive SmartPrivilege Overdraft Protection, clients must meet SmartBank’s eligibility requirements.
Need to reorder checks? Not a problem! Stop by a SmartBank branch or place an order from your online banking account.
We strive to employ the right mix of people from many different backgrounds who care about doing banking in a different way, The SmartBank Way. View Openings >>