At SmartBank we don’t stop at your business checking account. Actually, we understand your growing business needs more than that. That’s why SmartBank offers a variety of additional business services to help make your foundation even stronger. We will help you create the perfect package for your business needs.
SmartCapture is a remote deposit capture system that allows your business to simply deposit checks to SmartBank using a scanner and innovative software technology. We will help you get started with installation and training of your employees, and we are available for ongoing support.
Zero Balance Accounts
Eliminate the need to remember to manually transfer funds. Enables daily transfers of excess balances on multiple accounts into one principal account.
Line of Credit Sweep
For business clients who need more than “view only” online banking, our Cash Management module offers hands-on services for one low monthly fee. With Cash Management you can:
Build and import ACH files
Transfer between internal accounts
Download statements to QuickBooks, Quicken, Microsoft Money, Excel, BAI 2, or Text
An automated system that analyzes checks and ACH transactions to prevent fraud.
The Local Advantage
Local service is what it is all about. Our partnership with Clarus Merchant Services allows us to provide you with the ability to accept credit cards, debit cards, electronic checks, as well as gift cards. Clarus has been a leader in the electronic payment processing industry for many years and is the preferred partner of SmartBank. Clarus offers:
Electronic processing of all major credit and debit cards
24/7 personal service with several offices.
Interchange Plus pricing, month to month agreements, and PCI assistance.
Clarus is a highly competitive merchant card service company that uses the latest technology in payment solutions.
Long standing relationships with top networks.
With SmartBank and Clarus, you will have a dedicated, local account executive and customer representatives for in-person support, 24-hour tech support/equipment replacement, and a partner that is dedicated to helping your company and bottom line grow.