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SmartBank Board of Directors

MILLER WELBORN

SmartBank Chairman of the Board

BILL CARROLL

SmartBank Vice-Chairman of the Board

BILLY CARROLL

SmartBank President & Chief Executive Officer

MONIQUE BERKE

Vice President of Community and Corporate Engagement for the United Way

VIC BARRETT

Co-founder and Partner of The Track Recreation Center

TED MILLER

Business Manager and Partner of Dolly Parton Productions

DAVID OGLE

President and Co-founder of Five Oaks Development Group

OTTIS PHILLIPS

Managing Partner of Phillips Properties Partnership and Eagle Properties

JOHN PRESLEY

Principal, Presley Consulting

STEVE TUCKER

Principal of BTI Investments & Real Estate

KEITH WHALEY, O.D.

Founder of Whaley Family Eye Care

GEOFF WOLPERT

Owner of the Park Grill Restaurant and The Peddler Steakhouse

Local Boards of Directors

Huntsville Local Board

JIM PACKARD

President of Eagles Management, Inc.

WESLEY CRUNKLETON

Principal of Crunkleton Commercial Real Estate

KUMAR PATEL

Managing Partner of Power Brands Hospitality Group

GREG BROOKS

President of Brooks & Collier Wholesale, Inc.

BETHANY SNEED

Partner of Harrison & Gammons, PC

BETHANY SNEED

Partner of Harrison & Gammons, PC

Knoxville Local Board

CATHY ACKERMANN

President & CEO of Ackermann PR

JUSTIN CAZANA

SIOR, CCIM, Principal & Broker of Avison Young

CYNTHIA GIBSON

Board Member, The Trust Company of Tennessee

SHANNON HARPER

Vice President & COO of Harper Auto Square

KELLY HEADDEN

AIA, Senior Vice President of BarberMcMurry architects

DAVID HENRY

President of Empire Distributors of Tennessee, Inc. Knoxville

KELLY HEADDEN

AIA, Senior Vice President of BarberMcMurry architects

DAVID HENRY

President of Empire Distributors of Tennessee, Inc. Knoxville

Maryville Local Board

LEE CHAMBERS

Owner of Grandview Cemetery Company

PHILLIP LAFOY

President, Pharmacist, Co-Owner of Blount Discount Pharmacy, Inc.

DAVID PESTERFIELD

President of Pharmacy Plus

JIMMY MATLOCK

President of Matlock Tire Service

DENNY MAYES

Retired Agency Manager of Farm Bureau Insurance

HERB NEWTON

Real Estate Investor

DENNY MAYES

Retired Agency Manager of Farm Bureau Insurance

HERB NEWTON

Real Estate Investor

Pensacola Local Board

DON NEAL

CCIM/SIOR – Managing Principal of Neal and Company, LLC

FRANK WHITE

General Counsel & CFO of Sandy Sansing Dealerships

GORDON SPRAGUE

Retired

JOSEPH E. “ED” CARSON

President & Partner of Carson Lovell, Inc.

JULIE SHEPPARD

General Counsel & Special Assistant to the Director at IHMC

MARTHA D. SAUNDERS

President of The University of West Florida

JULIE SHEPPARD

General Counsel & Special Assistant to the Director at IHMC

MARTHA D. SAUNDERS

President of The University of West Florida

Tuscaloosa Local Board

BROCK CORDER

President of The Builders Group

GINA SIMPSON

Soluna Strategies

JOHN MURDOCK

President of Greek Resource Services, LLC

JON FARMER

Retired, Tuscaloosa Bank Executive

MIKE REILLY

Chairman Emeritus of Randall-Reilly

WILLIAM A PRUETT

Retired, Senior Executive Vice President, President of North America Total System Services, Inc.

MIKE REILLY

Chairman Emeritus of Randall-Reilly

WILLIAM A PRUETT

Retired, Senior Executive Vice President, President of North America Total System Services, Inc.