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SmartBank, a subsidiary of SmartFinancial, Inc., is pleased to announce the addition of Joel Beavers, Vice President, Regional Credit Officer.

“We are thrilled to welcome Joel to the SmartBank team. His experience in the financial industry coupled with his in-depth knowledge of credit functions will aid in SmartBank’s continued success,” said SmartBank President and CEO, Billy Carroll.

Joel is a graduate of the University of Tennessee where he received his Master of Business Administration Degree with a concentration in Finance. Joel joins SmartBank with nearly twenty years of experience in the banking industry. Most recently, Joel served as Credit Administrator for First National Bank. Additionally, Joel has served on the Credit Committee for the Tennessee Banker’s Association since 2011, and is the incoming president for the East Tennessee Chapter of the Risk Management Association.

SmartBank is a full service bank offering a unique balance of exceptional products and a service-focused environment.   SmartBank, with assets over $525 million as of March 31, 2015, opened its first office in January 2007 in Pigeon Forge, TN and now serves clients in 7 branches across East Tennessee and Northwest Florida.  For more about SmartBank, visit www.smartbank.com.