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Bill LloydDestin, FL. – September 20, 2013 – SmartBank, a subsidiary of SmartFinancial, Inc., is pleased to announce the promotion of Bill Lloyd to Regional President for its Florida market.

“I am very excited to announce Bill Lloyd’s promotion to Regional President for SmartBank’s Florida market,” said Billy Carroll, SmartBank President and CEO. “Bill adds a wealth of knowledge and expertise to the SmartBank team. His leadership will be extremely valuable as we continue to grow in Florida and strengthen our unique commitment to relationship banking and emphasis on client service.”

As Regional President for SmartBank, Bill will work out of the Destin office with the dynamic team he has assembled. He will be responsible for overseeing all areas of business within the markets of Destin, Fort Walton Beach, Pensacola and Panama City and will continue to build upon the strong foundation created by SmartBank.

Bill began his banking career in 1990 and has held a variety of leadership positions in the Florida Panhandle since 1997. Bill holds a bachelor’s degree in Finance from Florida State University as well as a Chartered Financial Analyst designation. He is also a board member of World Choice Investments, LLC and operates a private scholarship program.

SmartBank is a full service bank offering a unique balance of exceptional products and a service-focused environment. SmartBank, with assets over $475 million, opened its first office in January 2007 in Pigeon Forge, TN and now serves clients in 8 locations across Northwest Florida and East Tennessee. SmartBank’s results during its first 6 years are proving the execution of a successful plan to create a better bank. Recruiting the best people, delivering client service with excellence, strategic branching and a conservative and disciplined approach to lending have all given rise to SmartBank’s success. For more about SmartBank, visit www.smartbank.net.