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At SmartBank we don’t stop at your business checking account. Actually, we understand your growing business needs more than that. That’s why SmartBank offers a variety of additional business services to help make your foundation even stronger.

If any of these statements apply to you and your business, let us help create the perfect package for your business needs!
  • I want to deposit my business’s checks more efficiently
  • I want to mitigate fraud risks and concerns
  • I want to easily reconcile my bank statements
  • I’m a large business with complex banking needs 
  • I want to get paid faster
  • I don’t have time to make daily trips to the bank
SmartCapture

A Smart Choice For

depositing a high volume of checks.

SmartCapture is a remote deposit capture system that allows your business to simply deposit checks to SmartBank using a scanner and innovative software technology. We will help you get started with installation and training of your employees, and we are available for ongoing support.

Cash Management

A Smart Choice For

large businesses who need more robust online banking options

For business clients who need more than “view only” online banking, our Cash Management module offers hands-on services for one low monthly fee. With Cash Management you can:

  • Build and import ACH files
  • Transfer between internal accounts
  • Download statements to QuickBooks, Quicken, Microsoft Money, Excel, BAI 2, or Text
Sweep Accounts

A Smart Choice For

consolidating excess balances into one principal account

Eliminate the need to remember to manually transfer funds. Enables daily transfers of excess balances on multiple accounts into one principal account.

Investment Sweep

Line of Credit Sweep

Zero Balance Accounts (ZBA)

Positive Pay

A Smart Choice For

detecting and preventing fraudulent transactions

An automated system that analyzes checks and ACH transactions to prevent fraud.

Courier Service

A Smart Choice For

eliminating daily trips to the bank

With SmartBank’s Courier Service, we will come directly to your business to pick up your deposits and important documents. Contact a SmartBank associate for more information.

Small Business Mobile Deposit

A Smart Choice For

business owners who can’t always make a trip to the bank during regular hours

We understand that making your daily trip to the bank isn’t always possible when you’re trying to run your own business. With Small Business Mobile Deposit you can deposit your checks from the convenience of you Apple or Android device. Contact our Treasury Management Team for more details.

Wire Transfers

A Smart Choice For

businesses who have large dollar payments and need to move funds instantly

Whether you need to move funds across the country or around the globe, we can help you get it there safely and quickly. Wire transfers can be initiated easily and instantly via online banking, eliminating a trip to the bank.

Wholesale Lockbox

A Smart Choice For

automating and streamlining receivables

SmartBank’s wholesale lockbox service allows your business to increase efficiency in its collection process. Payments are directed to a specific PO Box that is checked daily. Deposits are made to your business account the same day they’re received.

Merchant Services

The Local Advantage

Local service is what it is all about. Our partnership with Clarus Merchant Services allows us to provide you with the ability to accept credit cards, debit cards, electronic checks, as well as gift cards. Clarus has been a leader in the electronic payment processing industry for many years and is the preferred partner of SmartBank.

We offer:

  • Electronic processing of all major credit and debit cards
  • 24/7 personal service with several offices.
  • Interchange Plus pricing, month to month agreements, and PCI assistance.
  • Clarus is a highly competitive merchant card service company that uses the latest technology in payment solutions.
  • Long standing relationships with top networks.

With SmartBank and Clarus, you will have a dedicated, local account executive and customer representatives for in-person support, 24-hour tech support/equipment replacement, and a partner that is dedicated to helping your company and bottom line grow.

Merchant Services FAQ

DO YOU SUPPORT WIRELESS PAYMENT PROCESS?

Yes, several solutions for wireless processing are available. Contact a SmartBank Associate for details.

HOW DO I CONTACT SOMEONE ABOUT MY ACCOUNT?

Contact a SmartBank Associate who will put you in touch with your local account executive.

DOES IT COST ME ANYTHING TO GET A MERCHANT SERVICES PRICE QUOTE?

Rate quotes are complimentary and have no obligation.

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