To earn a higher rate of interest, will you always keep more than $1,500 in your account?

Yes

No

Will there be anyone 50 years or better signing on this account?

Yes

No

Does anyone plan to have direct deposit or an automatic payment with this account?

Yes

No

We recommend this account:

SmartPlus Interest Checking

An account for those interested in higher interest!

  • FREE SmartBank checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $5 monthly service fee if minimum balance falls below $1,500

We recommend this account:

Smart50 Interest Checking

A perfect account for customers 50 and better!

  • FREE SmartBank checks
  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartDirect Interest Checking

Earn interest with the convenience of direct depositor any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartFree Checking

A FREE account for everyone!

  • FREE first box of SmartBank checks
  • No minimum balance
  • No monthly service fee
  • No per check fee

To earn a higher rate of interest, will you always keep more than $1,500 in your account?

Yes

No

Will there be anyone 50 years or better signing on this account?

Yes

No

Does anyone plan to have direct deposit or an automatic payment with this account?

Yes

No

We recommend this account:

SmartPlus Interest Checking

An account for those interested in higher interest!

  • FREE SmartBank checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $5 monthly service fee if minimum balance falls below $1,500

We recommend this account:

Smart50 Interest Checking

A perfect account for customers 50 and better!

  • FREE SmartBank checks
  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartDirect Interest Checking

Earn interest with the convenience of direct depositor any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartFree Checking

A FREE account for everyone!

  • FREE first box of SmartBank checks
  • No minimum balance
  • No monthly service fee
  • No per check fee

Other fees such as non-sufficient funds (NSF), overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Free gift provided at the time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.