Personal Mortgages

Click here to download the SmartBank Mortgage Application.

When it comes to getting a mortgage, homebuyers have several options. We understand that buying or refinancing can be overwhelming. Our team will help you decide which products work best for your situation, to make your experience as hassle-free and enjoyable as possible. Find the smartest mortgage plan for your family at SmartBank and feel right at home.

Mortgage Loan Services:

  • Conventional Loans
  • Refinance Loan Programs. These programs are available for declining property values
  • Lender Paid Mortgage Insurance Products
  • Jumbo Products
  • Purchase and Refinance Transactions- primary residence, second home and investment properties
  • Adjustable Rate Mortgages
  • In-house mortgages available

Still not sure which mortgage option is right for you? Our Mortgage Team is here to help!

Calculate your mortgage payment

Mortgage
Standard Calculator


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Mortgage
Advanced Calculator







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