Which type of SmartBank checking account are you interested in?

Business

Personal

Will your business have more than 1,000 items* or deposit more than $10,000 in coin and currency each month?

Yes

No

Start Over

Is your business a sole proprietorship or a not-for-profit organization?

Yes

No

Back

Start Over

Will you always keep more than $1,500 in your business checking account?

Yes

No

We recommend this account:

SmartCommercial Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances mayoffset activity fees
  • Only $15 monthly service fee
  • Transaction items are just 13¢ each*
  • Coin and currency deposits are just 50¢ per $1,000

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartInterest Business Checking

Perfect for qualifying sole proprietorships & not-for-profit organizations.

  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthlyservice fee of $5
  • Up to $10,000 cash deposited per month FREE^

To earn a higher rate of interest, will you always keep more than $1,500 in your account?

Yes

No

Will there be anyone 50 years or better signing on this account?

Yes

No

Does anyone plan to have direct deposit or an automatic payment with this account?

Yes

No

We recommend this account:

SmartPlus Interest Checking

An account for those interested in higher interest!

  • FREE SmartBank checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $5 monthly service fee if minimum balance falls below $1,500

We recommend this account:

Smart50 Interest Checking

A perfect account for customers 50 and better!

  • FREE SmartBank checks
  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartDirect Interest Checking

Earn interest with the convenience of direct depositor any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartFree Checking

A FREE account for everyone!

  • FREE first box of SmartBank checks
  • No minimum balance
  • No monthly service fee
  • No per check fee

Which type of SmartBank checking account are you interested in?

Business

Personal

Will your business have more than 1,000 items* or deposit more than $10,000 in coin and currency each month?

Yes

No

Start Over

Is your business a sole proprietorship or a not-for-profit organization?

Yes

No

Back

Start Over

Will you always keep more than $1,500 in your business checking account?

Yes

No

We recommend this account:

SmartCommercial Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances mayoffset activity fees
  • Only $15 monthly service fee
  • Transaction items are just 13¢ each*
  • Coin and currency deposits are just 50¢ per $1,000

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartInterest Business Checking

Perfect for qualifying sole proprietorships & not-for-profit organizations.

  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthlyservice fee of $5
  • Up to $10,000 cash deposited per month FREE^

To earn a higher rate of interest, will you always keep more than $1,500 in your account?

Yes

No

Will there be anyone 50 years or better signing on this account?

Yes

No

Does anyone plan to have direct deposit or an automatic payment with this account?

Yes

No

We recommend this account:

SmartPlus Interest Checking

An account for those interested in higher interest!

  • FREE SmartBank checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $5 monthly service fee if minimum balance falls below $1,500

We recommend this account:

Smart50 Interest Checking

A perfect account for customers 50 and better!

  • FREE SmartBank checks
  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartDirect Interest Checking

Earn interest with the convenience of direct depositor any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service fee
  • No per check fee

We recommend this account:

SmartFree Checking

A FREE account for everyone!

  • FREE first box of SmartBank checks
  • No minimum balance
  • No monthly service fee
  • No per check fee

Other fees such as non-sufficient funds (NSF), overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Free gift provided at the time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

*Transaction items include all debits and credits. If a SmartFree Business Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
^Includes coin and currency. If a SmartFree Business Checking account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
†Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Minimum opening deposit is only $50.