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Business Checking

With a business checking account from SmartBank you don’t have to choose between value and convenience, we give you both! We strive to make sure your hard earned money goes to your business, not your bank.

Find Out Which Checking Account Is Right For You!

SmartCommercial Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $20 monthly service fee
  • Transaction items are just 13¢ each*
  • Coin and currency deposits are just $1 per $1,000
SmartInterest Business Checking

Perfect for qualifying sole proprietorships &not-for-profit organizations.

  • Competitive interest
  • 500 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthly service fee of $5
  • Up to $10,000 cash deposited per month FREE^
SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 500 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

Every New Business Checking Account Includes:

Free debit card
Free online banking and bill pay
Free mobile banking
Buy Back of your old checks and debit card from another financial institution**
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Free eStatements with online check images
Buy Back of your old checks and debit card from another financial institution**
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Free eStatements with online check images

*Transaction items include all debits and credits. If a SmartFree Business Checking account exceeds 500 free monthly transactions, the account may be converted to another checking product.
^Includes coin and currency. If a SmartFree Business Checking account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
Minimum opening deposit is only $50.

Need to reorder checks? Not a problem!

Stop by a SmartBank branch or place an order from your online banking account.