Will your business have more than 1,000 items* or deposit more than $10,000 in coin and currency each month?

Yes

No

Is your business a sole proprietorship or a not-for-profit organization?

Yes

No

Will you always keep more than $1,500 in your business checking account?

Yes

No

We recommend this account:

SmartCommercial Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances mayoffset activity fees
  • Only $15 monthly service fee
  • Transaction items are just 13¢ each*
  • Coin and currency deposits are just 50¢ per $1,000

We recommend this account:

SmartInterest Business Checking

Perfect for qualifying sole proprietorships & not-for-profit organizations.

  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthlyservice fee of $5
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

Will your business have more than 1,000 items* or deposit more than $10,000 in coin and currency each month?

Yes

No

Is your business a sole proprietorship or a not-for-profit organization?

Yes

No

Will you always keep more than $1,500 in your business checking account?

Yes

No

We recommend this account:

SmartCommercial Checking

For businesses with more complex banking needs.

  • Earnings credit allowance on deposit balances mayoffset activity fees
  • Only $15 monthly service fee
  • Transaction items are just 13¢ each*
  • Coin and currency deposits are just 50¢ per $1,000

We recommend this account:

SmartInterest Business Checking

Perfect for qualifying sole proprietorships & not-for-profit organizations.

  • Competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthlyservice fee of $5
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

We recommend this account:

SmartFree Business Checking

Perfect for most businesses!

  • No minimum balance
  • No monthly service fee
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 cash deposited per month FREE^

*Transaction items include all debits and credits. If a SmartFree Business Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
^Includes coin and currency. If a SmartFree Business Checking account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
†Free gift provided at the time of account opening.
**$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Minimum opening deposit is only $50.