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PIGEON FORGE, TN (January 15, 2009) – SmartBank President & CEO, Billy Carroll, recently announced Officer Promotions. “I’m pleased to announce these well deserved promotions,” said Carroll. “We are surrounded by talented people and it is an honor for me to recognize associates who have been able to achieve individual success. These individuals have distinguished themselves by consistently exceeding goals and embodying the SmartBank culture.”

Kimberley D. Ammons was promoted to Assistant Vice President, Human Resources Officer. Kimberley has more than 22 years of Human Resources experience and has been with SmartBank since inception, 2 years ago. She is finishing her Bachelors Degree in Organizational Management with a concentration in Human Resources at Tusculum College. Kimberley is a 2003 graduate of Leadership Tomorrow and is actively involved with the Dr. Robert F. Thomas Foundation. She resides in Seymour where she is a member of Bethel United Methodist Church and is the daughter of Sadie and the late Willie J. Ammons, Jr.

Kelley L. Fowler was promoted to Assistant Vice President, Public Relations & Marketing Officer. Kelley has more than 20 years experience in the banking industry and will lead SmartBank’s expansion with specialized retail banking programs as well as oversee the direction of marketing and public relations efforts. Kelley has also been with the bank since its opening in January 2007. She is a 2005 graduate of Leadership Tomorrow and a charter member of the Sevierville Civitan club. Kelley resides in Sevierville with her husband, Michael, and their triplets, Emma, Riley and Logan, age 3 ½.

SmartBank opened in January 2007, and currently has 3 offices in Pigeon Forge, Sevierville and Gatlinburg with a fourth location to open in 2009 on Dolly Parton Parkway in Sevierville. SmartBank, with over $225 million in assets, continues to be one of the fastest growing financial institutions in East Tennessee. For more information, please call 865.453.2650 or www.smartbank.net.